RETIREMENT DESIGNED

Differently.

TAKING THE FIRST STEP TO A

Solid Foundation

At Fundamental Wealth Designs, we believe a successful retirement begins with doing the fundamentals well.

“Fundamental” has its roots in the Latin word fundamentum, which means “foundation.” So if something is fundamental, it is a key point or underlying issue — the foundation, if you will — that the thing is built upon.

With a solid foundation, you can rest easy knowing that you’re prepared to face any surprises that life may throw your way throughout retirement.

OUR PURPOSE AND EXPERIENCE HELP YOU

Stand on Solid Ground

For over a decade, Billy Voyles worked in an executive role in the financial industry. With an educational background in finances and marketing, he is well-equipped to help you start your journey to retirement. Billy learned grit and ambition from an early age, beginning a paper route at 12 and continuing odd jobs until college. It was there, while working in the restaurant industry that a friend introduced him to finances. At the peak of his career, Billy traveled 30-40 weeks per year to speak, coach, and advise advisors on how to run/grow their businesses. It was a serendipitous meeting with a stranger looking for a financial advisor that would change the course of Billy’s career. Billy answered the man’s questions and realized that he could use his accumulated knowledge to help people like him.

With an aptitude for financial philosophies, and an entrepreneurial spirit, Billy embarked on a new journey of launching his practice, Fundamental Wealth Designs. Billy witnessed the value of planning for a secure retirement in his parents’ lives as his father’s health deteriorated in his latter years. Although their retirement plans have altered, their foundation has not, and it has been critical to maintaining peace of mind in the face of life’s ups and downs. His parents aren’t going to have their dream retirement, but they can still make the most of it because they built the groundwork.

Billy’s life experiences have taught him to view retirement differently. As a result, Billy is dedicated to offering honest, reliable guidance to our clients in order to empower them to build a sturdy foundation for retirement. At Fundamental Wealth Designs, we believe that a successful retirement means being prepared for anything life throws at you.

RETIREMENT DESIGNED

Differently

We do retirement differently because we understand that retirement is not a destination but a journey. Our goal is to provide our clients with holistic financial guidance and strategies tailored to their unique needs and circumstances, helping them achieve financial peace of mind throughout that journey.

Having advised advisors for years on how best to lead their clients, Billy has a wealth of knowledge about the financial industry and is dedicated to collaborating with his clients to help them implement their vision of retirement and make it a reality.

You’ve worked hard for your money;
now it’s time for your money to work for you.

DELIBERATELY DESIGNING YOUR FUTURE

From the Ground Up

At Fundamental Wealth Designs, we put time and care into our process to best impact our client’s success in retirement. As a holistic practice, we focus on helping individuals develop sound retirement strategies. If you are retired or approaching retirement, we are here to help you gain financial independence by designing a plan to fit your lifestyle.

We start with a foundation meeting. We want to build relationships with our clients, getting to know about your career and retirement goals so that we can collectively design your foundation and future.

We will give you an analysis by taking a deep dive into your taxes and investments and getting a measure of your risk tolerance. We will also analyze your current investments to uncover diversification, fees, and risks.

We will holistically design a custom plan based on your needs. Our team of CFPs will create a written income plan, tax plan, and legacy plan specific to your unique circumstances.

We will then implement your plan and establish the foundation for a stable retirement, the most important step to reaching the retirement of your dreams.

I started Fundamental Wealth Designs as an opportunity to provide a "Retirement Designed Differently"

I started Fundamental Wealth Designs as an opportunity to provide a “Retirement Designed Differently”

BILLY VOYLES

Founder and President

Billy Voyles is the founder of Fundamental Wealth Designs. He has been in the financial and insurance business for 17 years and is incredibly knowledgeable, having obtained both his BBA in marketing and an MBA in finance from Eastern Michigan University.

Billy is licensed as a fiduciary and has passed securities examinations 6, 26, 63, and 65. He has also earned the Retirement Income Certified Professional, RICP designation from the American College.

Billy has spent his career advising advisors before starting Fundamental Wealth Designs to help fill a gap in what he believed was an opportunity to provide a “Retirement Designed Differently.”

Billy Voyles resides in Stillwater and enjoys spending time with his family – wife Lindsey and their four children Bo, Sunny, JJ and Cody – as well as leisurely activities such as golfing, fishing or enjoying time at their cabin in Spooner, WI.

RYAN DILLON

Senior Financial Advisor

Ryan Dillon has worked for almost a decade in the financial industry. He is licensed as a fiduciary and has passed security examinations 6, 63, and 65. Ryan began with a global financial firm where his role was helping financial advisors across the USA by providing tools used in creating client’s income plans. He’s thankful for that experience because it developed his true passion in this business, which is to help families craft customized complete retirement plans. From the corporate world, he moved to a private firm where he first was able to sit face to face with clients, roll up his sleeves and build a complete and confident retirement plan for families. With Fundamental Wealth Designs, he’s joined his friend who he met almost a decade ago. Together they can build a vision that resembles what is most important to them, and that is family.

Ryan’s passion grew because he wanted to develop plans that focused on all phases of retirement, not just one area. Income, taxes, investments, healthcare, estate, are all areas that need to come together harmoniously. You cannot have a complete plan without addressing all these areas.

When he’s not helping other families, he’s spending time with my wife Carrie, daughter Abby (15) and son Luke (14). Two teenage multi-sport athletes keep him and his wife busy while adding many miles to their vehicles. He’s proud to be a coach of his son’s baseball team and a cheering dad in the stands. When they do have time away from sports, they usually spend time at their family cabins, golfing, boating and hunting.

FWD mission is simple, “Retirement Designed Differently.” Solve the problems other advisors ignore so you can keep moving forward! Let’s meet so your family can become part of ours.

My true passion in this business, is to help families craft customized complete retirement plans.

I love the process of helping individuals find a retirement plan that is not only a perfect fit but also gives a sense of security and confidence

GAVIN BROWN

Financial Advisor

Gavin Brown is a CERTIFIED FINANCIAL PLANNER™ professional at Fundamental Wealth Designs, LLC. He has a passion for using his knowledge and expertise to care for the households he gets the opportunity to partner with on their life journey. In addition to holding his CFP, he has also passed securities examinations 6 and 63.

Similar to the process of finding a shirt that has the perfect fit, look, and feel. Gavin loves the process of helping individuals find a retirement plan that is not only a perfect fit but also gives a sense of security and confidence. You could say he considers himself a Retirement Tailor.

Gavin & his wife Ana live in Shoreview with their two children, Calahan and Shae. In the present season of life, the majority of “extra” time is spent together as a family going for walks, visiting family & friends, making trips to the park, and enjoying an occasional donut or two with a cup of coffee in hand.

KENDRA JENSEN

Director of operations

As an Operations & Marketing Director at Fundamental Wealth Designs, LLC, Kendra Jensen understands the importance of building strong relationships with clients. With years of experience in the industry, Kendra knows that trust and communication are at the heart of any successful business relationship. Kendra’s approach to relationship building is rooted in her commitment to providing exceptional service. What sets her apart as an Operations & Marketing Director is Kendra’s focus on building relationships that go beyond the transactional.

Kendra Jensen lives in the north metro with her adventurous black lab and spends her free time running, reading, and trying new restaurants with friends and family. As a Minnesota native, Kendra spends all four seasons exploring the state and enjoying the many sights it has to offer.

Kendra holds a bachelor’s degree from Winona State University in Public Relations and has been in the financial industry for over 5 years.

Trust and communication are at the heart of any successful business relationship

I'm a “people person” who thrives on building relationships.

LYNN KLESMIT

Client Experience Specialist

Lynn Klesmit is naturally a “people person” who thrives on building relationships. Lynn began her formal education at the University of Minnesota with a focus in Elementary Education and then moved to the University of St. Catherine’s where she obtained a Bachelor of Arts degree in Communications. Lynn’s professional career developed in Minneapolis with some of the cornerstone businesses such as Honeywell, Carlson Wagonlit Travel, Diageo/Pillsbury, General Mills and USBank. All of which had global business footprints expanding her relationship boarders, diversity understanding and overall network. Lynn was fortunate to “make a difference” in the non-profit sector with Cystic Fibrosis Foundation and Smile Network International.

Lynn is a trained IT project manager shepherding projects from inception to services production. Those skills lead Lynn into industries such as telecommunications, conferencing services and event management. Included were the intertwined management skills in financial budgeting, team leadership and acting as a vendor liaison. For Lynn, “success” is always about the relationship: expectations & deliverables from the people/stockholder perspective. Lynn finds her energy in team and cross-functional collaboration. Lynn is a continuous learner and loves to try new things & explore technologies.

On the weekends, Lynn enjoys travel, being outside, time at the Minneapolis Farmer’s market or moments relaxing at the Lake to enjoy Minnesota at “It’s 4 seasonal best”!

As the new Director of Marketing, I look forward to helping Billy and the team grow their business for our clients.

KENDRA RYDER

Director of Marketing

Kendra Ryder has been in the Financial Services Industry for over 33 years. She has in-depth experience with Carriers, Broker Dealers and Field Marketing Offices. She understands the business from both a captive and independent advisors’ point of view. She maintains her Series, 7, 24 & 63, however her primary focus has been in the Annuity and Life Insurance space. Kendra has held roles in Marketing, Distribution and Operations. As the new Director of Marketing, she looks forward to helping Billy and the team grow their business for the clients who want it all.

Kendra resides just on the other side of the river in the lovely state of Wisconsin. Therefore, it goes without saying she is a HUGE Green Bay Packer fan. She is working on making a Green Bay game in each stadium that they play.

She lives with her husband, Bill and two dogs, Mocha and Lyla. Kendra has 2 daughters, Emily who lives in Denver and Katie who lives nearby in North Hudson.

Kendra spends her leisure time watching sports, traveling and on their boat which is kept on the St. Croix River.

DANIELLE CHRISTENSEN

Operations Specialist

Danielle brings a wealth of experience in financial services and client support to her position. Her previous roles have involved preparing detailed financial plans, managing client information, and handling complex administrative tasks. Additionally, she has a strong background in mortgage loan processing, where she managed client files, ensured compliance with standards, and facilitated smooth mortgage transactions. Danielle’s diverse skill set and dedication to operational excellence make her a valuable asset to Fundamental Wealth Designs.

Danielle Christensen is an Operations Specialist at Fundamental Wealth Designs, LLC. In her role, Danielle is instrumental in optimizing operational processes, ensuring efficient workflows, and providing essential support to the financial planning team. Her responsibilities include managing administrative tasks, coordinating with financial planners, and enhancing overall operational effectiveness to deliver exceptional client service.

Outside of work, Danielle and her fiancé, Seth, enjoy spending her free time with their beloved rescue dog, Tuukka, who’s described as the goodest and most handsome boy. They also enjoy traveling when possible, rooting for the Minnesota Wild at as many games as possible, and seeing live music.